Family Vacation Insurance Policy

Family Vacation Insurance Policy – Anyone who wants to travel to another EU country or travel long distances will be able to rely on foreign health insurance. But with so many travel insurance policies on offer, it’s always best to compare. By comparing travel health insurance, you can quickly find the health insurance that best suits your needs, type of trip and length of trip. You will find a good guide to our quotes and other insurances included. This insurance is for German residents.

In general, we recommend health insurance for long trips and short vacations of a few days. This is because, although there is a great chance of unexpected events occurring during the long term, you can die or meet an accident during a short trip. If you are traveling without the protection of health insurance, healthcare in the EU and non-EU countries may be associated with higher costs, therefore a financial risk for you.

Family Vacation Insurance Policy

Family Vacation Insurance Policy

Statutory health insurance funds pay for health care in Germany and some other EU countries through so-called social security agreements. If you go to another EU country and need treatment there, you can show your European Health Insurance Card (EHIC) on the back of your e-card to a doctor or hospital. In most cases, you will be charged for medical treatment according to the customs of the country you are visiting. What does that mean? If the figure differs from the German law, you may have to pay a part of the price of the medicine in other EU countries. In this case, a special travel health insurance will protect you: Compare the features and benefits included in our insurance now.

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When you travel long distances to countries outside the EU or the European Economic Area (EEA), you are not covered in an emergency without health insurance. For example, if you have an accident while on vacation and are hospitalized, you will be responsible for the full cost of treatment. If you cannot receive proper treatment in a foreign hospital, therefore, you rely on medical transport to return to your country (Germany), it is not possible to pay you more.

With HanseMerkur medical insurance, you are not only covered for your travel abroad, but also for your return travel for medical treatment. Of course you can also use a return vehicle if, for example, you would be better off in the hospital than at home near your family and the doctor who treats you You are right.

Depending on your needs and requirements, you should choose travel insurance. If you have a single visit, we recommend our 365-day health insurance. Benefits for you: outpatient treatment, medicine and clothing, pain relief and reimbursement of medicine in Germany. HanseMerkur travel insurance offers you and your family comprehensive insurance cover for holiday trips abroad. If you have an accident while on vacation or need to see a doctor because of an illness, we will cover the costs of medical treatment and hospitalization. In addition, we establish a relationship between the doctor selected by us and your family doctor and the doctors of the hospital that are treating you. If you want, we can also send your family information.

If, you travel several times a year, not exceeding 56 days per trip, it is better to take out our annual travel insurance. It covers you for international travel, and is usually worth it if you travel twice a year.

Average Cost Of Travel Insurance In 2023

Do you want to know the world as a model, family, work and travel, to study abroad for a few months? We recommend our travel health insurance for students, teachers and students up to the age of 35, which will protect you against international travel for up to 5 years of travel. To complete your security, you can add another package. In that case, you can rely on travel loan, luggage, travel accident and emergency insurance when you travel abroad.

Your back for every trip – how to protect yourself on the road and which best suits your needs.

A week abroad was an unforgettable experience for many students. Things you should not forget about your stay abroad is the travel care that goes with you.

Family Vacation Insurance Policy

If you live in Switzerland we recommend that you visit our Swiss website. There you will be provided with the necessary information and you can get all the travel insurance online.

Travel Medical Insurance Vs. Trip Insurance

For legal reasons you are not allowed to book travel insurance on our German website. We apologize for the inconvenience. Your best cover for unlimited travel every year: Annual travel cancellation insurance is a “holiday guarantee”. Trip cancellation insurance covers all trips during the year and takes into account the costs if you cannot go on your trip or start your trip and delay it (for example, a sudden serious illness). With “holiday guarantee” (minimum insurance) you will be paid for your holiday – HanseMerkur will reimburse you if your trip is cut short.

You will be charged a cancellation fee, for example. in the event of an emergency or special situation such as temporary employment or court cases.

You will be charged a rebooking fee of up to €30 up to 42 days before the start of the trip for your reasons.

Six people have joint insurance If you cancel the trip and book a trip together, each traveler has insurance.

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Additional payment for a single room or payment of part of the charges for a double room if part is off.

And if you change the booking up to 42 days before departure, get the price back up to max. €30 per person, unless otherwise stated

Sudden start of a work relationship or training under social security contributions (at least 15 hours per week)

Family Vacation Insurance Policy

It is not excluded from all insurance cases, except for illnesses treated abroad. In this case, the discount reaches 20% of the refund, but at least € 25 per insured person.

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Full refund of the tour price if the tour is canceled within the first half of the tour period (for new dates within the first 8 days)

Payment for unused trips (minus the agreed insured amount), if the trip is canceled in the second half of the trip period (after 9 days)

Reimbursement of expenses incurred in transporting the entire group of guests on the return trip or ferry.

Reimbursement of accommodation costs during your stay if you are unable to travel and natural activities

How Much Does Travel Insurance Cost?

If you live in Switzerland we recommend that you visit our Swiss website. There you will be provided with the necessary information and you can get all the travel insurance online.

For legal reasons you are not allowed to book travel insurance on our German website. We apologize for the inconvenience. Having insurance when you leave your country is very important. However, travel insurance and international health insurance are two different things. Which one should you choose if you’re going for a weekend in the sun or planning to live abroad for a while?

Health insurance and travel insurance are different topics. Although the two are similar in nature, it is a misconception that is known to be expensive to think that your travel insurance is enough to protect you and your family while traveling between your home and the city.

Family Vacation Insurance Policy

To avoid getting the wrong cover, you need to choose the one that suits your needs.

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Travel insurance protects you and your belongings against accidents and unexpected events when you are abroad for a short period of time. They often include other types of health benefits, such as accident and incident cover.

So, when it comes to health protection, travel insurance is for temporary emergency care, especially in your area or where you are. His goal is to save people and return home. Therefore, if long-term support is needed, they must return to the country where they live, so that the support will stop.

These days, global health insurance isn’t just about lost luggage or flight delays.

International health insurance is the best way for expats to ensure they have access to health care while living abroad. You can also use your main insurance for doctors and pharmacies around the world.

Travel Guard Travel Insurance

Therefore, when it comes to emergency care, global health insurance is comprehensive and allows you to choose where you want to get it.

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